Description
Job Summary:
Our company is seeking a Microfinance Credit Risk Assessor with experience in analyzing customer creditworthiness and assessing risks associated with microfinance operations, capable of providing accurate recommendations to support lending decisions.
Key Responsibilities:
1. Evaluating microfinance loan applications and analyzing credit risks
2. Monitoring microfinance portfolios and identifying potential risks
3. Developing and improving risk assessment criteria and procedures
**Microfinance Credit Risk Assessor**
**Job Description:**
Our company is seeking a Microfinance Credit Risk Assessor with experience in analyzing customer creditworthiness and assessing risks associated with microfinance operations, capable of providing accurate recommendations to support lending decisions and mitigate financial risks.
**Duties and Responsibilities:**
* Evaluate microfinance loan applications and analyze customers' credit risks.
* Review financial statements and credit records, and assess repayment capacity.
* Prepare risk analysis reports and recommendations regarding loan approval or rejection.
* Proactively monitor microfinance portfolios and identify potential risks.
* Collaborate with lending and collections teams to ensure the quality of credit operations.
* Develop and improve risk assessment criteria and procedures.
* Ensure compliance with established financial policies and regulatory requirements.
* Track risk-related and credit quality performance indicators.
**Required Qualifications:**
* Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
* Experience in credit risk assessment or microfinance.
* Solid knowledge of financial analysis and risk management.
* Proficiency in Microsoft Excel and financial analysis systems.
* Strong report writing and analytical skills.
* Ability to work under pressure and make precise decisions.
* Excellent communication and organizational skills.
Salary: QAR13,500.00 per month
Work Location: On-site