Credit Risk Analys

Description

Summary: A Credit Risk Analyst at Al Jazeera Finance assesses loan and credit applications, analyzes financial data, and monitors portfolios to manage risk and ensure compliance. Highlights: 1. Evaluate loan and credit applications from customers 2. Analyze financial statements, income, and credit history 3. Assess risk levels and assign credit ratings Al Jazeera Finance is a Consumer financing and financial services company. A Credit Risk Analyst assesses whether individuals or businesses should be approved for loans or credit, and ensures the company does not take on high\-risk borrowers. **Key Responsibilities** * Evaluate loan and credit applications from customers * Analyze financial statements, income, and credit history * Assess risk levels and assign credit ratings * Recommend approval, rejection, or adjustment of loan terms * Monitor existing loan portfolios for default risk * Prepare credit risk reports for management * Ensure compliance with lending policies and regulations * Work with sales and collections teams on credit decisions * Identify early warning signs of financial distress * Support credit policy improvements and risk models Pay: From QAR15,000\.00 per month Work Location: In person