Mortgage Finance Analyst

Description

Summary: The Perspective Agency is seeking a detail-oriented Mortgage Finance Analyst to evaluate mortgage financial data, support lending decisions, and ensure reporting and compliance. Highlights: 1. Opportunity for growth in mortgage and financial services 2. Exposure to complex lending and financial analysis projects 3. Professional and structured work environment The Perspective Agency is seeking a detail\-oriented and analytical **Mortgage Finance Analyst** to join our finance team in Mesaieed. This role focuses on evaluating mortgage\-related financial data, supporting lending decisions, and ensuring accurate reporting and compliance across mortgage portfolios. The ideal candidate will bring strong financial analysis skills, a solid understanding of mortgage processes, and the ability to assess risk and performance with precision. **Key Responsibilities:** * Analyze mortgage applications, financial statements, and credit data to support lending decisions * Evaluate borrower financial profiles, repayment capacity, and risk exposure * Prepare detailed mortgage financial reports, forecasts, and portfolio performance analysis * Monitor mortgage loan performance, including repayment trends, defaults, and interest accruals * Support budgeting and financial planning for mortgage lending activities * Collaborate with loan officers, credit teams, and compliance departments to ensure accurate assessment and approval processes * Assist in developing financial models for mortgage portfolio valuation and risk analysis * Track key performance indicators (KPIs) related to mortgage lending and profitability * Ensure compliance with internal policies, lending guidelines, and applicable financial regulations * Support audit processes by preparing and organizing mortgage\-related financial documentation * Identify opportunities to improve mortgage portfolio performance and operational efficiency **Qualifications:** * Bachelor’s degree in Finance, Accounting, Economics, or related field * Proven experience in financial analysis, mortgage finance, banking, or lending operations * Strong understanding of mortgage products, lending processes, and credit risk assessment * Proficiency in Microsoft Excel and financial modeling tools * Excellent analytical and problem\-solving skills * Strong attention to detail and ability to manage complex financial data * Good communication skills for coordination with internal teams and stakeholders **Preferred Skills:** * Experience in banking, mortgage lending, or real estate finance * Knowledge of credit analysis, loan structuring, and risk management * Familiarity with financial regulations and lending compliance standards * Professional certifications such as CFA, CPA, or similar are an advantage **What We Offer:** * Competitive salary and benefits package * Professional and structured work environment * Opportunities for growth in mortgage and financial services * Exposure to complex lending and financial analysis projects **How to Apply:** Interested candidates are invited to submit their CV along with a cover letter highlighting their experience in mortgage finance or financial analysis. Job Type: Full\-time Pay: QAR205,000\.00 per year Work Location: In person